Good Advice On Bad Credit

Here's the government's suggestions on avoiding fraudulent credit card counseling services. This is from the Fair Trade Commission's website.

Notice at the bottom of the page, the three main credit card reporting companies are listed. You can get a free report from each once a year. Call.

Credit bureaus usually are listed in the yellow pages of your telephone book under "credit reporting agencies." Three large national credit bureaus supply most credit reports: Equifax, Experian and Trans Union. You may want to contact each of them for a copy of your report.

Equifax
1-800-685-1111
www.equifax.com

Experian
1-888-EXPERIAN (397-3742)
www.experian.com

Trans Union
1-800-916-8800
www.transunion.com

I'm trying to remember what Experian used to be called -- I know they changed their name, anyone recall?